Start off using a simple formula – your take-home pay minus your expenses (including your mortgage/rent, car payments, utility bills, cable bills, and so forth). Although budgeting involves some level of mathematics, it doesn’t necessarily mean that you need to be a calculus professor in order to maintain a proper, working budget. You might hate math, which is huge reason why budgeting just hasn’t made it to your to-do list. If you’ve never budgeted before, and have procrastinated up to this point because you’re not sure how or where to start, the following 4 tips can help. Click below for the free budget template that matches your lifestyleīudgeting may not exactly be your favorite past-time, but it’s a necessary part of life in order to ensure that your finances are kept in order.
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